Between 8% and 13% of the purchase price in transaction costs: registration duties, notary fees, land registry and agency commission — a complete line-by-line breakdown for buying property in Tunisia in 2026.

Property Purchase Costs in Tunisia 2026: The Complete Breakdown

Buyers often focus on the listed price and forget to budget for transaction costs. In Tunisia, total purchase fees run between 8% and 13% of the purchase price depending on the property type, financing method and agency involvement. Here is every cost, line by line.

Overview: Fees on a 300,000 TND Property

Item	Range	% of price
Registration duties	3,000–15,000 TND	1–5%
Notary fees	3,000–5,000 TND	1–1.7%
Land registry (Conservation Foncière)	1,500–3,000 TND	0.5–1%
Miscellaneous (stamps, copies)	300–800 TND	0.1–0.3%
Agency commission	6,000–9,000 TND	2–3%
Total estimate	14,000–33,000 TND	4.7–11%

Line-by-Line Breakdown

1. Registration Duties

Standard dinar purchase: 5% of sale price (Code de l'Enregistrement et du Timbre, Arts. 20+). On 300,000 TND: 15,000 TND.

Foreign currency purchase (CPF mechanism): Reduced to 1% of sale price. On 300,000 TND: 3,000 TND — a 12,000 TND saving vs. dinar purchase. This is the primary tax advantage of the CPF for diaspora buyers.

New-build from accredited developer: VAT (19%) included in the sale price; registration duties under the VEFA deed structure are typically lower.

2. Notary Fees

Notarial fees are regulated by official scale (Decree No. 94-1039), calculated as a declining percentage:

Price Bracket	Rate
0–10,000 TND	3%
10,001–100,000 TND	2%
100,001–500,000 TND	1%
Above 500,000 TND	0.5%

On 300,000 TND: (10,000 × 3%) + (90,000 × 2%) + (200,000 × 1%) = 4,100 TND + disbursements (200–500 TND).

Notary fees are not negotiable — they are set by law.

3. Land Registry (Conservation Foncière)

Transferring the titre foncier to the buyer's name incurs:

Transfer duty: ~0.5–1% of property value.
Land publicity tax.
Certificate of ownership fees.

Estimate: 1,500–3,000 TND on a 300,000 TND property.

4. Agency Commission

No national cap exists. Typical range: 2–5% of sale price, usually split 50/50 between buyer and seller. In practice, the buyer typically pays 2–3% of the sale price.

On 300,000 TND: 6,000–9,000 TND.

5. Summary by Purchase Scenario (300,000 TND property)

Scenario	Registration	Notary+CF	Agency	Total	%
Resale in dinars, with agency	15,000	5,600	7,500	28,100	9.4%
Resale in foreign currency (CPF), with agency	3,000	5,600	7,500	16,100	5.4%
New-build with agency	~3,600	4,500	6,000	~14,100	~4.7%

What Is NOT Included

Moving costs, renovation works, catch-up syndic arrears, home insurance, mortgage death/disability insurance (0.3–0.6%/year), new-build utility connections.

FAQ

Are fees paid on signing day? Generally yes — registration duties and notary fees are due on the day of the authentic deed. Some notaries request a deposit in advance.

Can the seller pay the fees? Negotiable. By tradition in Tunisia, registration duties and notary fees are the buyer's responsibility. Agency commission is split by negotiation.

Can I buy without a notary to save fees? No. All property transfers must be authenticated by a Tunisian notary and registered at the Conservation Foncière. There is no valid property sale without a notary.

Updated: May 2026. Sources: Code de l'Enregistrement et du Timbre (Tunisia), Decree No. 94-1039 (notarial scale), BCT (CPF mechanism).